Lay Percentage Recovery Staking Plan
The Lay Percentage Recovery Staking Plan is a strategic approach in lay betting that seeks to recuperate losses over a predetermined number of cycles and bets. By allocating a specific percentage of your betting bank to each stake, this plan adjusts bet sizes dynamically, aiming to efficiently manage risk and enhance bankroll recovery.
The available settings in TSM are shown in the screenshot.
Using the above settings the intial stake is 2% of 100. Stake = 2 units. When the bet loses you enter the recovery mode. The above settings allow 2 cycles with each cycle containing 4 bets. The amount of loss to recover is set at 100%. In the example below there are 6 bets. The first bet is a loss. The series defecit is therefore 14 units. The settings tell TSM to try and recover 14 units over 4 bets. Therefore bets 2,3,4 and 5 are calculated as 14/4 = 3.5. At the bet 6 recovery mode is finished and the stake is back to 2 units.
In the next example bet 4 is a loss. The settings tell TSM there are 2 cycles. As the first cycle was not finished we enter the second cycle and try and recover our losses again. As bet 4 lost the series defecit is 24.5 units. The next 4 bets (assuming they all win) will be 6.12 units. You can see that by bet 9 the defecit is recovered and recovery mode is finished. The stake reverts back to 2 units.
If however cycle 2 is not completed as in the example below. The staking plan cuts its losses and starts again.
In TSM you can set the amount of bets to recover your losses from 1-100. You can also select the cycles from 1-25. A further setting available is the option to link your stake to the cumulative total. In the example below notice how the stake increase until bet 5. At this point the recovery mode is entered and TSM attempts to recover the defecit as per the settings used. At bet 10 recovery mode is finished and the stake is once more calculated as a percentage of the cumulative total.
The final setting not yet mentioned is the ability to recover any commission lost during your winnings. For this to be active commission must be turned on in the TSM software and the ‘Increase Stakes to Recover Commission’ must be checked in the staking plan settings.
Frequently Asked Questions
Answer: The Lay Percentage Recovery Staking Plan starts with a fixed percentage of your current bank as the normal stake. After a losing lay, it enters recovery mode and tries to recover the full deficit (or chosen %) over a set number of bets and cycles. Once the deficit is cleared, it returns to the normal percentage stake.
Answer:
- Start Bank – Your initial betting bank
- Start % – Normal starting percentage of bank (e.g. 2%)
- Bets per Cycle – Number of bets to recover losses (e.g. 4)
- Number of Cycles – How many recovery attempts before cutting losses (e.g. 2)
- % of Loss to Recover – Usually 100%
- Link to Cumulative Total – Update stake based on running bank total
- Increase Stakes to Recover Commission – Optional setting to also recover commission
Answer: After a loss, the deficit is divided by the number of bets in the cycle.
Example (2% start, 4 bets per cycle, 2 cycles):
- Lose first bet (2 units) → Next 4 bets = deficit ÷ 4
- If recovered within the cycles → Reset to normal 2% stake
- If cycles are exhausted without full recovery → Cut losses and reset to normal stake
Answer: It uses a percentage of the bank for the base stake and spreads recovery over multiple bets/cycles instead of aggressive single-bet increases. This makes it more controlled than plans like Lay Ladder or Lay 1-4.
Answer: It works best with higher strike-rate lay systems that have relatively short losing sequences. It is a medium-to-high risk recovery plan — more aggressive than flat staking but safer than unlimited recovery systems because it limits the number of cycles.
Answer: It sits in the recovery category — more dynamic and growth-oriented than conservative plans (Lay Level, Lay Fixed Liability, Lay Percentage) but with built-in limits to prevent runaway stakes.
