Lay Percentage Liability Staking Plan
The Lay Percentage Liability Staking Plan is based on the basic Lay Liability Staking Plan. The only difference is that the Liability per bet that your are willing to lose increases/decreases relative to your betting bank. So if your betting bank increases, as will the liability per bet.
Key Features:
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Stake Calculation: For each bet, the stake is determined by applying a chosen percentage to your current betting bank. For example, with a starting bank of £100 and Liability Percentage of 5% then your initial liability would £5. After each bet, the liability is recalculated based on the updated bank total.
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Bankroll Responsiveness: This plan increases stakes following a win (when the bank grows) and decreases stakes after a loss (when the bank shrinks), aligning your betting amounts with your current financial standing.
Frequently Asked Questions
Answer: The Lay Percentage Liability Staking Plan sets your maximum loss (liability) as a fixed percentage of your current betting bank. The stake is automatically adjusted based on the odds so that your potential loss on every lay bet equals the chosen percentage of your bank.
Answer:
- Start Bank – Your initial betting bank
- Percent % Liability – e.g. 1%, 1.5%, 2%, etc.
- Re-Calculate Every – How often the liability is updated (default = 1)
- Minimum Stake Equals Start Stake – Prevents stakes dropping below the initial amount
- Use <LB> for Last Bet of the Day – Only recalculate when this code appears
Answer:
Example: £2,000 bank, 2% liability at 5.0 odds → Liability = £40 →
- Start Bank – Sets your initial betting bank.
- Percent % to Bet – Defines the % of the start bank used per bet (e.g., 1% of £1000 = £10 stakes).
- Re-Calculate Every – Adjusts stakes periodically based on the current bank after a set number of bets.
- Use Ratchet Mode – Stakes only increase (never decrease) as your bank grows.
Answer: Lay Fixed Liability uses a fixed £ amount as the maximum loss. Lay Percentage Liability uses a percentage of your current bank, so the liability (and stake) automatically increases as your bank grows and decreases as your bank shrinks.
Answer: Most users start between 1% and 2.5%.
- Conservative users → 1% – 1.5%
- Moderate users → 1.5% – 2%
Higher percentages (3%+) should only be used with very consistent lay systems.
Answer: Yes — it is one of the safest and most popular percentage-based lay plans. It provides excellent risk control while allowing your liability to grow naturally with your bank.
Answer: Yes, it works very well for all types of lay systems. It is especially effective when laying selections at varying odds because your risk stays proportional to your current bank.
Answer: It offers better bankroll protection and compounding than Lay Level or Lay Fixed Liability, while being much safer and more controlled than aggressive recovery plans.
