Lay % Up Down Staking Plan
The Lay % Up Down Staking Plan is a dynamic strategy that adjusts your stake based on the outcome of each bet. Specifically, after a win, the stake increases by a predetermined percentage, and after a loss, it decreases by a set percentage.
Key Features:
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Initial Stake Calculation: Your initial stake is determined as a percentage of your starting bankroll. For example, with a £100 bankroll and an initial stake percentage of 1%, your first bet would be £1.
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Stake Adjustment After Win: If a bet wins, the stake for the next bet increases by a specified percentage of the initial stake. This adjustment only occurs if the current stake is not already at the initial stake level.
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Stake Adjustment After Loss: If a bet loses, the stake for the next bet decreases by a specified percentage of the initial stake. This adjustment always applies, regardless of the current stake.
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No Stop-Loss Mechanism: This staking plan does not include a stop-loss feature, meaning stake adjustments continue based on bet outcomes without predefined limits.

Example Scenario:
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Initial Bet: With a £100 bankroll and a 1% initial stake, the first bet is £1.
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First Bet Loses: The next stake increases by 100% of the initial stake (£1), resulting in a £2 bet.
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Second Bet Loses: The stake increases again by 100% of the initial stake, leading to a £3 bet.
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Third Bet Wins: The stake decreases by 20% of the initial stake, resulting in a £2.80 bet.
This pattern continues, with stakes adjusting up or down based on the outcome of each bet.
Implementing this staking plan requires careful consideration of your risk tolerance and betting objectives, as the absence of a stop-loss mechanism can lead to significant stake variations.
The table below shows a run of bets and how the stakes get adjusted.

You can also increase the initial stake by using the <LB> filter in your bets. You can see that on bet 8 we used the filter.

After bet 8 was placed the cumulative total was £98.6 1% of £98.6 = £0.986 The previous stake was £2.2 So the new stake is £2.2 + (-20% * £0.986) = £2.01 Clearly its not ideal to show this when using small numbers that get rounded up/down but you get the idea.
Frequently Asked Questions
Answer: The Lay Percentage Up Down Staking Plan increases or decreases your liability percentage after each bet depending on whether the lay wins or loses. You set how much the percentage goes Up after a win and Down after a loss.
Answer:
- Start Bank – Your initial betting bank
- Start % Liability – Starting liability percentage (e.g. 2%)
- Up % after Win – How much to increase the % after a winning lay (e.g. +0.5%)
- Down % after Loss – How much to decrease the % after a losing lay (e.g. -1%)
- Use <LB> for Last Bet of the Day – Only recalculate when this code appears
Answer: Example (Start 2%, Up 0.5%, Down 1%):
- Win → Next liability = 2.5% of current bank
- Loss → Next liability = 1% of current bank
The percentage adjusts after every bet (or chosen number of bets) and is always applied to your current bank.
Answer: Lay Percentage uses a fixed % of the current bank on every bet. Lay Percentage Up Down dynamically changes the percentage itself after wins and losses, allowing you to be more aggressive after winning runs and more cautious after losing runs.
Answer: Yes, it is very versatile and works well for most lay systems. It is particularly effective for users who want their staking to become more aggressive during good runs and more defensive during bad runs.
Answer: It is more dynamic than standard Lay Percentage or Lay Fixed Liability because the percentage itself moves up and down. It offers good growth potential while still providing some protection through the adjustable percentages.