Retirement Staking Plan

The Retirement Staking Plan is a popular and effective medium recovery staking plan. If used correctly it will keep your stakes well under control. The Retirement Staking Plan is best described using rules. The rules can be explained as so: 

For the first bet at beginning of every betting sequence the following applies:

Divisor = Average odds x 2
Stake = Percentage of Start Bank (normally 1%)
Target = Stake x Divisor

For all other bets the Divisor stays as average odds x 2 unless :

  • The amount of bets without a reset is greater than the divisor, in which case the divisor increases by 1
  • The bet sequence is reset, in which case the divisor starts again at average odds x 2
  • When there is a winning bet but not enough to reset the sequence the divisor remains the same as the last divisor used, when the target was at the current target

Stake = Target / Divisor
Target = Current ‘Profit and Loss’ in bet sequence + original target at start of bet sequence

The bet sequence is reset when: A winning bet is made that causes the target to be less than the original target

EXTRA RULE: Every time the cumulative bank increases by 200 units the original target is increased by 10 – this remains a constant and never reduced.

Additional Notes – The average odds to use in The Staking Machine Software is calculated as follows – For fractional odds of 5/1 the average odds is calculated by using the 5 part of the fraction. For decimal odds the average odds is calculated by converting to fractional odds and taking the first part of the fraction. So for decimal odds of 5 the average odds entered in the Retirement Staking Plan Settings would be 4.

Let’s us have a look at an example in TSM using the following staking plan settings.

The target at the start of any series is always Stake x Divisor where the stake is the initial percent to bet. In our case 2% of £100 = £2. Our average odds is set at 3 so therefore the divisor is 2 x 3 = 6. This confirms our target as £2 x 6 = £12.

The first bet lost. Our Target is now the initial £12. Therefore our series loss is now £12 + £2 = £14. Our new target is £14.

The stake for the 2nd bet is £14 divided by the divisor of 6 = £2.33

The 2nd Bet lost. The target for the 3rd bet is now £12 + £2 + £2.33 = £16.33

Therefore the stake for the 3rd bet is £16.33 divided by the divisor of 6 = £2.72

The 3rd Bet won with a profit of £2.72

£16.33 – £2.72 = £13.61. That is the target for Bet 4.

Once we get to Bet 7 the divisor has increased to 7. This is because the amount of bets since a previous reset is greater than the divisor. When this happens the divisor increases by 1. In other words 7 Bets is greater than the divisor of 6. So the new divisor is 7.

Bet 7 target is £21.62. The stake is therefore £21.62 divided by 7 = £3.09

Bet 7 Won with a profit of £15.45. This makes the new target lower than our initial target of £12. Therefore the series resets and we start again.